Facilitating business decisions by protecting access to publicly available data

Facilitating Economic Growth

The Association has two primary purposes; firstly to facilitate economic growth through the promotion and protection of statutory publicly available data used by the Credit Reference Agencies. This information is essential because it helps to reduce the risk inherent in business transactions; deters fraud; and facilitates the granting of credit.

Secondly to facilitate communication between the Agencies and the business community to create greater awareness of the data held; how this data is used; and how it benefits business decisions and responsible lending.


Founder Members


The Government has presented the Small Business, Enterprise and Employment Bill to Parliament. This Bill includes the proposal to allow HMRC to disclose non-financial VAT registration data to assist in the assessment of a businesses’ creditworthiness and to help in the fight against fraud. BIPA is pleased to support this Bill as it believes that the addition of this data will lead to a significant increase in the availability of trade credit to companies and generate significant economic benefits to the country. Read more